Your home is one of the largest investments you will make in your lifetime. Protect your assets with a local agency that has your best interest in mind. A homeowners policy (HO-3) is the broadest form of insurance available and is a package policy with built-in coverages.
Dwelling
Covers the dwelling and attached structures.
Other Structures
Covers private structures on the premises that aren not attached to the main dwelling.
Personal Property
Covers personal property of the insured, such as furniture, clothing, household items, etc.
Loss of Use
Covers increases over normal living costs if damage from a covered peril makes the residence unfit for occupancy.
Personal Liability
Protects the insured from legal liability for bodily injury and property damage to others.
Medical Payments to Others
Pays for medical and other related expenses for members of the public injured through personal activites, regardless of the insured’s legal liability.
*Additional coverages may be purchased to cover certain situations and exclusions may apply.
Call us to today to discuss your needs and get a quote! Or, request a quote online.